The financial statements of VND

Income statement, balance sheet and cash flow, by quarter and by year. Unit: VND billion, unless a line states otherwise.

Item	2025	2024
1.1. Gains from financial assets at fair value through profit or loss (FVTPL)	3,453.3	2,758.1
a. Realised gains on disposals of FVTPL financial assets	2,013.6	1,640.4
b. Gains from revaluation of FVTPL financial assets	1,048.9	653.7
c. Dividends and interest income from FVTPL financial assets	388.3	414.0
d. Gain from revaluation of outstanding covered warrant payables	2.4	49.8
1.2. Gains from held to maturity investments	552.0	421.4
1.3. Interest income from loans and receivables	1,393.6	1,254.9
1.6. Revenue from brokerage services	971.9	719.9
1.7. Revenue from share issue guarantee and agency activities	43.9	54.0
1.8. Revenue from investment advisory services	141.8	11.9
1.10. Revenue from securities custody services	78.0	89.0
1.11. Other revenue	5.7	15.8
Revenue from securities business (01->11)	6,640.2	5,324.9
Net sales	6,640.2	5,324.9
2.1. Loss from financial assets at fair value through profit or loss (FVTPL)	1,567.0	1,261.3
a. Loss from disposals of financial assets at FVTPL	489.5	454.0
b. Loss from revaluation of financial assets at FVTPL	1,072.0	752.0
c. Transaction cost of acquisition of financial assets at FVTPL	0.4	0.6
d. Loss from revaluation of outstanding covered warrant payables	5.1	54.7
(Reversal)/provision expenses for diminution in value and impairment of financial assets and doubtful debts and borrowing costs of loans	161.6	130.3
2.6. Expenses for proprietary trading activities	40.6	51.4
2.7. Expenses for brokerage services	627.9	468.2
2.8. Expenses for underwriting and issurance agency services	13.4	9.0
2.9. Expenses for financial advisory services	26.2	32.0
2.11. Expenses for secutiries custodian services	28.3	30.5
2.12. Other expenses	86.7	139.4
Operating expenses (21->33)	2,551.7	2,122.1
Gross profit	4,088.5	3,202.8
3.2. Dividends, interest income from demand deposits	14.7	24.0
3.3. Gains from disposal investments in subsidiaries, associates, joint-ventures	4.1	—
Total financial income (41->44)	18.8	24.0
4.1. Realized and unrealized loss from changes in foreign exchange rates	0.0	—
4.2. Borrowing costs	1,115.2	667.4
4.3. Loss from disposal investments in subsidiaries, associates, joint-ventures	-4.2	—
4.4. Other investment expenses	13.9	14.3
Total financial expenses (51->54)	1,124.8	681.7
VI. General and Administrative expenses	473.2	453.3
VII. Net profit from securities business (20+50-40-60-61-62)	2,509.2	2,091.8
8.1. Other incomes	0.3	0.2
8.2. Other expenses	1.3	3.6
Other profit (71-72)	-1.1	-3.5
IX. Profit before tax (70+80)	2,508.1	2,088.3
9.1. Realised profit	2,533.8	2,191.4
9.2. Unrealised profit	-25.7	-103.1
CORPORATE INCOME TAX	486.0	369.9
10.1. Current corporate income tax expenses	491.2	390.5
10.2. Deferred income tax expenses	-5.1	-20.6
XI. Net profit after tax (90-100)	2,022.1	1,718.4
11.1. Profit after tax for shareholders of the parents company	2,022.1	1,718.4
13.1. Earning per share VND per share	1,328.00	1,129.00
Earnings per Share VND per share	1,328.32	1,128.85

Item	2025	2024
A. SHORT-TERM ASSETS (100=110+130)	50,579.5	43,105.6
Short-term financial assets	50,480.9	42,935.4
1. Cash and cash equivalents	1,622.1	881.2
1.1. Cash	1,622.1	734.5
1.2. Cash equivalents	—	146.7
2. Financial assets at fair value through profit or loss (FVTPL)	22,537.5	24,519.2
3. Held to maturity investments (HTM)	8,558.3	5,561.0
4. Loans	14,319.1	10,343.6
6. Provisions for impairment loss of financial assets and mortgages	-79.1	-122.3
7. Short-term receivables	3,586.0	1,728.2
7.1. Receivables from disposal of financial assets	2,312.2	555.5
7.2. Receivables and accruals from dividends and interest income	1,273.8	1,172.7
7.2.1. Due dividend and interest receivables	186.4	95.4
7.2.2. Undue dividend and interest receivables	1,087.4	1,077.3
Prepayments to suppliers	23.7	31.6
9. Service related receivable	342.3	178.0
12. Other receivables	7.0	7.9
13. Provision for doubtful debts	-436.0	-193.1
II. Other short-term assets	98.6	170.3
1. Advances	32.9	10.5
3. Short-term prepayments	18.7	32.6
4. Pledged assets, mortgages, security deposits in short term	1.7	106.2
5. Other short-term assets	45.4	20.9
B. LONG-TERM ASSETS (200=210+220+240+250-260)	1,049.4	1,189.2
I. Long-term financial assets	867.4	1,036.2
2. Long-term investments	844.1	944.4
2.3. Investments in associates, joint-ventures	836.1	914.5
2.5. Other long-term investments	8.0	34.2
II. Fixed assets	85.8	84.1
1. Tangible fixed assets	22.1	41.0
- Cost	205.3	205.3
- Accumulated depreciation	-183.3	-164.3
3. Intangible fixed assets	63.7	43.1
- Cost	234.0	182.8
- Accumulated depreciation	-170.3	-139.7
IV. Construction in progress	1.2	3.2
V. Other long-term assets	95.0	65.7
1. Pledged assets, mortgages, security deposits in long term	2.2	3.1
2. Long-term prepayments	57.8	27.6
4. Payment for Settlement Assistance Fund	20.0	20.0
5. Other long-term assets	15.0	15.0
TOTAL ASSETS (270=100+200)	51,628.9	44,294.8
A. LIABILITIES (300=310+340)	30,726.0	24,579.7
I. Short -term liabilities	28,656.0	24,502.5
1. Short-term borrowings	26,462.9	22,436.2
1.1. Short-term borrowings	26,462.9	22,436.2
4. Short-term bonds	249.9	400.0
6. Payables to securities trading activities	1,091.6	1,113.5
8. Trade accounts payable	48.5	29.0
9. Advances from customers	0.2	23.3
10. Taxes and other payables to state authorities	434.6	236.6
11. Payable to employees	17.4	11.3
12. Employee welfare payables	5.3	4.0
13. Accrued expenses	70.9	58.4
17. Other payables	0.4	1.3
19. Bonus and welfare fund	214.5	189.0
II. Long-term liabilities	2,069.9	77.2
4. Long-term bonds	1,997.9	—
14. Deferred income tax liabilities	72.1	77.2
B. OWNER'S EQUITY (400=410+420)	20,902.9	19,715.1
I. Owner's equity	20,902.9	19,715.1
1. Investment capital from owners	15,222.8	15,222.8
1.1. Capital from owners	15,223.0	15,223.0
a. Common stock VND per share	15,222,999,080,000.00	15,222,999,080,000.00
1.2. Share premium	-0.2	-0.2
7. Undistributed earnings after tax	5,680.1	4,492.2
7.1. Realised profits	5,391.7	4,183.3
7.2. Unrealised losses	288.3	308.9
TOTAL OWNER'S EQUITY AND LIABILITIES (440=300+400)	51,628.9	44,294.8

Item	2025	2024
1. Profit before tax	2,508.1	2,088.3
2. Adjustments for	-346.5	-345.1
- Depreciation and amortization	64.7	59.8
- (Reversal of provisions)/provisions	259.7	100.4
- Loss/(profits) from other investing activities	-4.1	-0.1
- Interest expense	1,115.2	667.4
- Accrued interest income	-1,781.9	-1,172.7
3. Add non-cash expenses	1,072.8	807.2
- Loss from revaluation losses of FVTPL financial assets	1,077.1	806.7
4. Less non-cash income	-1,051.4	-703.6
- Gains from revaluation gains of FVTPL financial assets	-1,051.4	-703.6
5. Changes of assets and liabilities	-5,014.1	-5,872.2
- Increase/decrease in FVTPL financial assets	1,958.6	-7,887.5
- Increase/decrease in held to maturity investments	-2,997.3	2,073.1
- Increase/decrease in loan	-3,975.5	-57.8
6. Operating profit before changes in working capital	-2,831.0	-4,025.4
Increase/decrease in receiables sale of financial assets	-1,756.7	-533.4
Increase/decrease in receiables interest of financial assets	1,680.8	916.6
Increase/decrease in service related receivables	-164.2	-43.4
Increases/decreases in other receivables	81.3	-20.7
Increase/decrease in other assets	-22.3	2.8
- Increase/(decrease) in payables (other than interest, corporate income tax)	3.3	-1.6
- (Increase)/decrease in prepaid expenses	-12.5	-30.0
- Corporate income tax paid	-305.0	-385.9
- Interest paid	-1,105.9	-758.0
Increases/decreaese in trade payables	-30.2	-33.9
Increases/decreases in employee welfare payables	1.4	-0.1
Increases/decreases in tax and other payables to the State Budget	11.8	-11.4
Increases/dcreases in payable to employees	6.1	-16.7
Increases/dcreases in other payables	-25.3	-2,083.1
- Other receipts from operating activities	785.6	—
- Other payments for operating activities	-752.2	-84.3
Net cash flows from securities trading activities	-4,435.2	-7,108.7
1. Payment for fixed assets, constructions and other long-term assets	-45.7	-38.5
2. Proceeds from disposals of fixed assets and other long-term assets	0.1	0.1
5. Payments for investment in other entities	-11.9	-79.4
6. Collections on investment in other entities	120.5	3.5
Net cash flows from investing activities	63.0	-114.3
1. Receipts from equity issue and owner's capital contribution VND per share	—	2,435,536,820,000.00
3. Short-term and long-term borrowings	93,177.5	98,919.2
3.2. Other borrowings	93,177.5	98,919.2
4. Principal repayments	-87,303.2	-97,351.4
4.3. Other principal repayments	-87,303.2	-97,351.4
6. Dividends paid, profits distributed to owners	-761.1	-761.1
Net cash flows from financing activities	5,113.1	3,242.1
IV. Net cash flows during the period	741.0	-3,980.8
V. Cash and cash equivalents at begingning of the period	881.2	4,862.0
Cash at bank	881.2	4,862.0
- Cash at bank for securities company activities	734.5	2,668.0
- Cash equivalents	146.7	2,194.0
Cash and cash equivalents at end of period	1,622.1	881.2
Cash at bank	1,622.1	881.2
- Cash at bank for securities company activities	1,622.1	734.5
- Cash equivalents	—	146.7
1. Proceeds from sale of brokerage securities to customers	369,902.7	299,586.9
2. Money spent on buying brokerage securities for customers	-369,149.2	-295,335.8
9. Receive deposits to pay for securities transactions of customers	428,051.8	801,109.3
10. Margin deposit of investors at VSD	80.3	-87.3
11. Payment for customers' securities transactions	-426,829.8	-806,204.3
14. Payment of customers' securities depository fees	-22.3	-22.5
17. Proceeds from Securities Issuers	3,209.6	4,446.0
18. Payments to Securities Issuers	-3,209.6	-4,446.3
Increase / decrease of net money during the period	2,033.4	-954.0
II. Cash and cash equivalents at the beginning of the period of the customer	5,412.9	6,366.9
Cash at bank	5,412.9	6,366.9
-Deposits of investors on securities transactions under the Securities Company management method	4,163.9	4,335.5
-Cash deposit for securities transactions for customers	1,094.7	1,792.2
-Securities clearing and settlement deposits	2.8	0.1
-Deposits from issuing organizations	0.2	0.5
III. Cash and cash equivalents at the end of the period of the customer	7,446.3	5,412.9
Cash at bank	7,446.3	5,412.9
-Deposits of investors on securities transactions under the Securities Company management method	5,250.1	4,163.9
-Cash deposit for securities transactions for customers	1,964.3	1,094.7
-Securities clearing and settlement deposits	0.1	2.8
-Deposits from issuing organizations	0.2	0.2

Item	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
1.1. Gains from financial assets at fair value through profit or loss (FVTPL)	1,099.8	1,000.3	588.9	1,266.8	833.7	721.9	606.1	678.1	809.7	664.1
a. Realised gains on disposals of FVTPL financial assets	583.5	674.6	433.3	719.0	457.9	403.5	374.8	389.8	497.3	378.6
b. Gains from revaluation of FVTPL financial assets	423.8	330.3	84.7	459.5	345.6	159.1	128.7	147.4	202.1	175.5
c. Dividends and interest income from FVTPL financial assets	73.0	-26.7	68.4	88.3	30.3	159.3	99.0	133.6	81.2	100.2
d. Gain from revaluation of outstanding covered warrant payables	19.6	22.1	2.4	—	—	—	3.6	7.3	29.1	9.8
1.2. Gains from held to maturity investments	192.7	158.4	148.5	172.2	140.0	91.3	64.2	96.6	116.4	144.3
1.3. Interest income from loans and receivables	374.0	404.0	407.1	387.9	297.7	301.0	326.6	312.9	299.3	316.0
1.6. Revenue from brokerage services	148.2	233.4	231.0	387.5	218.7	134.7	142.0	167.5	182.3	228.1
1.7. Revenue from share issue guarantee and agency activities	0.6	0.5	7.4	0.5	35.6	0.3	23.0	0.3	5.8	24.8
1.8. Revenue from investment advisory services	—	0.1	21.9	9.7	109.1	1.2	3.8	3.5	4.2	—
1.10. Revenue from securities custody services	29.1	6.8	22.5	5.8	44.7	5.0	41.6	6.0	35.7	5.6
1.11. Other revenue	24.7	3.5	0.3	-16.1	18.9	2.6	4.4	4.7	4.8	2.0
Revenue from securities business (01->11)	1,869.2	1,807.0	1,427.5	2,214.2	1,698.4	1,258.0	1,211.8	1,269.6	1,458.2	1,384.8
Net sales	1,869.2	1,807.0	1,427.5	2,214.2	1,698.4	1,258.0	1,211.8	1,269.6	1,458.2	1,384.8
2.1. Loss from financial assets at fair value through profit or loss (FVTPL)	483.1	487.8	440.3	355.3	455.6	315.8	333.7	259.8	537.9	129.8
a. Loss from disposals of financial assets at FVTPL	137.4	185.2	112.5	77.6	176.0	123.4	162.4	77.6	132.6	81.3
b. Loss from revaluation of financial assets at FVTPL	335.8	292.2	322.6	277.6	279.5	192.4	168.7	161.0	386.5	35.8
c. Transaction cost of acquisition of financial assets at FVTPL	0.1	0.1	0.1	0.1	0.1	0.0	0.1	0.1	0.2	0.2
d. Loss from revaluation of outstanding covered warrant payables	9.8	10.4	5.1	—	—	—	2.6	21.1	18.6	12.4
(Reversal)/provision expenses for diminution in value and impairment of financial assets and doubtful debts and borrowing costs of loans	-313.5	2.1	-133.4	24.7	229.6	-1.4	5.8	-84.7	98.6	-16.8
2.6. Expenses for proprietary trading activities	12.3	11.7	13.4	9.3	8.5	9.4	12.6	9.2	19.8	9.8
2.7. Expenses for brokerage services	109.7	157.6	164.0	227.7	136.0	100.2	118.6	109.4	97.8	142.4
2.8. Expenses for underwriting and issurance agency services	3.2	3.3	3.1	3.6	4.1	2.6	2.9	2.0	2.4	1.7
2.9. Expenses for financial advisory services	—	—	10.5	4.6	4.2	6.5	4.8	8.4	11.2	7.2
2.11. Expenses for secutiries custodian services	10.6	11.4	6.7	6.4	8.0	7.1	7.6	7.4	7.7	7.8
2.12. Other expenses	26.5	7.3	38.3	13.8	24.1	11.0	144.3	67.1	27.8	27.7
Operating expenses (21->33)	331.9	681.2	542.8	645.5	870.1	451.2	630.2	378.7	803.1	309.5
Gross profit	1,537.3	1,125.8	884.7	1,568.8	828.3	806.7	581.6	890.9	655.1	1,075.3
3.2. Dividends, interest income from demand deposits	2.2	1.9	5.1	3.2	4.2	2.2	5.5	6.9	6.1	5.5
3.3. Gains from disposal investments in subsidiaries, associates, joint-ventures	—	—	—	—	1.6	2.4	—	—	—	—
Total financial income (41->44)	2.2	1.9	5.1	3.2	5.8	4.7	5.5	6.9	6.1	5.5
4.1. Realized and unrealized loss from changes in foreign exchange rates	—	0.0	0.0	0.0	—	—	—	—	—	—
4.2. Borrowing costs	351.2	347.8	336.2	299.5	256.3	223.2	181.9	173.3	154.4	157.9
4.4. Other investment expenses	1.0	1.0	1.6	4.3	-0.2	4.1	6.3	4.8	1.6	1.7
Total financial expenses (51->54)	352.2	348.8	337.7	303.8	256.1	227.3	188.1	178.1	156.0	159.5
VI. General and Administrative expenses	81.8	97.6	175.4	103.0	89.9	105.0	123.7	96.8	79.1	153.7
VII. Net profit from securities business (20+50-40-60-61-62)	1,105.5	681.3	376.6	1,165.3	488.2	479.1	275.3	622.9	426.1	767.5
8.1. Other incomes	0.0	0.0	0.2	0.0	0.0	0.0	0.0	0.1	0.0	0.0
8.2. Other expenses	0.0	0.0	0.3	0.1	0.0	1.0	0.0	3.0	0.0	0.7
Other profit (71-72)	0.0	0.0	-0.0	-0.0	-0.0	-1.0	0.0	-2.8	0.0	-0.6
IX. Profit before tax (70+80)	1,105.5	681.3	376.6	1,165.2	488.2	478.1	275.3	620.1	426.1	766.9
9.1. Realised profit	1,007.8	631.5	617.1	983.2	422.1	511.4	314.2	647.4	599.9	629.8
9.2. Unrealised profit	97.8	49.8	-240.5	182.0	66.1	-33.3	-38.9	-27.3	-173.9	137.0
CORPORATE INCOME TAX	223.0	136.0	34.6	236.2	119.7	95.6	24.0	114.9	81.2	149.8
10.1. Current corporate income tax expenses	203.4	126.0	82.7	199.8	106.4	102.2	31.8	120.4	116.0	122.4
10.2. Deferred income tax expenses	19.6	10.0	-48.1	36.4	13.2	-6.7	-7.8	-5.5	-34.8	27.4
XI. Net profit after tax (90-100)	882.6	545.3	342.0	929.0	368.5	382.5	251.3	505.1	344.9	617.1
11.1. Profit after tax for shareholders of the parents company	882.6	545.3	342.0	929.0	368.5	382.5	251.3	505.1	344.9	617.1
Total other comprehensive income	—	—	—	929.0	—	—	—	—	344.9	617.1
13.1. Earning per share VND per share	580.00	358.00	225.00	610.00	242.00	251.00	147.00	361.00	283.00	507.00
Earnings per Share VND per share	579.76	358.24	224.66	610.30	242.08	251.29	165.09	331.84	283.20	506.69

Item	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
A. SHORT-TERM ASSETS (100=110+130)	48,416.0	45,929.9	50,579.5	54,455.8	45,229.7	47,015.1	43,105.6	41,992.3	43,844.9	40,135.7
Short-term financial assets	48,308.6	45,808.0	50,480.9	54,333.9	45,111.2	46,909.3	42,935.4	41,811.7	43,425.0	38,987.9
1. Cash and cash equivalents	1,325.7	1,426.1	1,622.1	602.0	1,586.9	977.4	881.2	456.6	3,107.2	3,364.5
1.1. Cash	1,325.7	1,426.1	1,622.1	602.0	1,586.9	887.8	734.5	456.6	2,657.2	3,278.5
1.2. Cash equivalents	—	—	—	—	—	89.6	146.7	—	450.0	86.0
2. Financial assets at fair value through profit or loss (FVTPL)	22,308.6	18,652.3	22,537.5	24,624.8	20,711.2	26,157.0	24,519.2	24,436.9	21,114.0	16,445.1
3. Held to maturity investments (HTM)	9,814.2	9,017.6	8,558.3	10,485.2	8,902.0	7,189.7	5,561.0	4,780.0	5,461.6	7,799.9
4. Loans	12,859.0	12,683.3	14,319.1	14,843.5	10,643.7	11,119.8	10,343.6	10,858.7	11,246.1	9,957.6
6. Provisions for impairment loss of financial assets and mortgages	-99.9	-81.2	-79.1	-280.2	-213.5	-120.9	-122.3	-116.5	-146.0	-102.6
7. Short-term receivables	1,847.9	3,929.8	3,586.0	4,140.7	3,520.6	1,432.4	1,728.2	1,193.7	1,469.7	1,319.5
7.1. Receivables from disposal of financial assets	768.1	2,608.8	2,312.2	2,637.2	2,176.1	69.6	555.5	8.7	331.9	210.8
7.2. Receivables and accruals from dividends and interest income	1,079.8	1,321.0	1,273.8	1,503.5	1,344.5	1,362.8	1,172.7	1,185.0	1,137.9	1,108.6
7.2.1. Due dividend and interest receivables	—	186.4	186.4	186.4	95.4	95.4	95.4	95.4	95.4	95.4
7.2.2. Undue dividend and interest receivables	1,079.8	1,134.6	1,087.4	1,317.1	1,249.1	1,267.4	1,077.3	1,089.6	1,042.4	1,013.2
Prepayments to suppliers	7.2	23.7	23.7	11.5	3.6	37.0	31.6	8.8	6.6	3.5
9. Service related receivable	364.2	335.2	342.3	243.8	236.4	175.7	178.0	—	—	—
12. Other receivables	6.8	257.3	7.0	5.1	62.7	134.3	7.9	254.3	1,226.5	228.1
13. Provision for doubtful debts	-125.1	-436.0	-436.0	-342.5	-342.5	-193.1	-193.1	-60.8	-60.8	-27.7
II. Other short-term assets	107.3	121.9	98.6	121.9	118.5	105.8	170.3	180.7	419.9	1,147.8
1. Advances	34.8	34.8	32.9	32.5	31.9	11.6	10.5	8.7	6.6	15.6
2. Office supplies, tools	0.0	0.1	—	—	—	—	—	—	—	—
3. Short-term prepayments	20.1	34.9	18.7	17.4	14.5	22.6	32.6	26.1	10.2	10.3
4. Pledged assets, mortgages, security deposits in short term	6.8	2.2	1.7	26.7	26.7	26.3	106.2	106.0	397.1	1,100.3
Taxes and other receivables from state authorities	—	4.6	—	—	—	—	—	—	—	—
5. Other short-term assets	45.6	45.4	45.4	45.4	45.4	45.4	20.9	39.8	6.0	21.6
B. LONG-TERM ASSETS (200=210+220+240+250-260)	1,450.2	2,034.8	1,049.4	1,604.8	2,688.8	3,075.3	1,189.2	1,304.1	1,308.6	1,211.4
I. Long-term financial assets	1,274.4	1,865.9	867.4	1,038.7	2,114.4	2,726.4	1,036.2	1,143.3	1,142.7	1,060.3
2. Long-term investments	1,244.1	1,844.1	844.1	842.7	1,918.4	2,634.7	944.4	1,046.1	1,047.1	970.1
2.1. Held to maturity investments (HTM)	400.0	1,000.0	—	—	1,065.2	1,700.3	—	100.0	100.0	100.0
2.3. Investments in associates, joint-ventures	836.1	836.1	836.1	836.1	836.1	914.5	914.5	914.5	914.5	836.1
2.5. Other long-term investments	8.0	8.0	8.0	6.6	17.1	24.1	34.2	34.2	36.3	37.7
II. Fixed assets	77.3	76.8	85.8	66.9	78.3	73.3	84.1	100.0	102.8	94.1
1. Tangible fixed assets	15.1	16.8	22.1	27.1	36.8	36.8	41.0	50.1	45.5	45.3
- Cost	6.8	6.8	—	—	—	—	—	—	—	—
- Accumulated depreciation	-1.1	-0.6	—	—	—	—	—	—	—	—
3. Intangible fixed assets	56.5	53.9	63.7	39.8	41.5	36.5	43.1	49.9	57.3	48.8
- Cost	248.4	234.0	—	—	—	—	—	—	—	—
- Accumulated depreciation	-191.9	-180.1	—	—	—	—	—	—	—	—
IV. Construction in progress	0.2	2.2	1.2	3.0	3.5	14.1	3.2	3.2	2.4	2.5
V. Other long-term assets	98.3	89.8	95.0	496.2	492.5	261.5	65.7	57.6	60.7	54.5
1. Pledged assets, mortgages, security deposits in long term	4.1	1.8	2.2	402.3	402.3	203.0	3.1	3.4	3.5	2.8
2. Long-term prepayments	59.2	53.1	57.8	59.0	55.2	23.5	27.6	19.2	22.3	16.6
4. Payment for Settlement Assistance Fund	20.0	20.0	20.0	20.0	20.0	20.0	20.0	20.0	20.0	20.0
5. Other long-term assets	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0
TOTAL ASSETS (270=100+200)	49,866.1	47,964.7	51,628.9	56,060.6	47,918.5	50,090.4	44,294.8	43,296.4	45,153.5	41,347.1
A. LIABILITIES (300=310+340)	28,434.0	26,516.4	30,726.0	35,499.7	28,286.6	29,992.8	24,579.7	23,832.7	27,869.3	24,222.2
I. Short -term liabilities	26,334.4	24,436.4	28,656.0	35,379.5	28,202.9	29,922.3	24,502.5	23,747.6	27,778.8	24,096.9
1. Short-term borrowings	23,645.4	22,189.0	26,462.9	31,799.9	26,139.2	28,138.6	22,436.2	21,350.5	21,944.9	18,654.1
1.1. Short-term borrowings	23,645.4	22,189.0	26,462.9	31,799.9	26,139.2	28,138.6	22,436.2	21,350.5	21,944.9	18,654.1
4. Short-term bonds	250.0	249.9	249.9	250.0	—	—	400.0	400.0	400.0	400.0
6. Payables to securities trading activities	1,616.8	1,385.6	1,091.6	2,617.7	723.0	1,326.7	1,113.5	1,442.8	1,519.6	111.6
8. Trade accounts payable	13.0	15.4	48.5	24.7	29.1	4.7	29.0	5.2	4.8	5.4
9. Advances from customers	0.1	0.1	0.2	0.2	—	23.6	23.3	21.6	20.6	20.6
10. Taxes and other payables to state authorities	345.2	175.2	434.6	373.5	199.8	133.3	236.6	236.1	194.3	249.6
11. Payable to employees	37.7	50.9	17.4	55.7	43.3	40.7	11.3	45.4	46.5	45.0
12. Employee welfare payables	2.2	3.9	5.3	4.8	4.3	4.2	4.0	4.0	4.0	4.0
13. Accrued expenses	74.2	103.0	70.9	34.1	51.2	70.7	58.4	41.6	35.9	146.8
17. Other payables	0.4	0.4	0.4	0.3	762.3	1.1	1.3	6.0	3,354.2	4,298.9
19. Bonus and welfare fund	349.4	213.5	214.5	218.6	250.6	178.6	189.0	194.4	254.1	71.1
II. Long-term liabilities	2,099.6	2,080.0	2,069.9	120.2	83.8	70.6	77.2	85.0	90.5	125.3
4. Long-term bonds	1,998.0	1,997.9	1,997.9	—	—	—	—	—	—	—
14. Deferred income tax liabilities	101.6	82.1	72.1	120.2	83.8	70.6	77.2	85.0	90.5	125.3
B. OWNER'S EQUITY (400=410+420)	21,432.1	21,448.2	20,902.9	20,560.9	19,631.9	20,097.6	19,715.1	19,463.7	17,284.2	17,124.9
I. Owner's equity	21,432.1	21,448.2	20,902.9	20,560.9	19,631.9	20,097.6	19,715.1	19,463.7	17,284.2	17,124.9
1. Investment capital from owners	15,222.8	15,222.8	15,222.8	15,222.8	15,222.8	15,222.8	15,222.8	15,222.8	12,178.3	12,178.4
1.1. Capital from owners	15,223.0	15,223.0	15,223.0	15,223.0	15,223.0	15,223.0	15,223.0	15,223.0	12,178.4	12,178.4
a. Common stock VND per share	15,222,999,080,000.00	15,222,999,080,000.00	15,222,999,080,000.00	15,222,999,080,000.00	15,222,999,080,000.00	15,222,999,080,000.00	15,222,999,080,000.00	15,222,999,080,000.00	12,178,440,090,000.00	12,178,440,090,000.00
1.2. Share premium	-0.2	-0.2	-0.2	-0.2	-0.2	-0.2	-0.2	-0.2	-0.1	-0.0
7. Undistributed earnings after tax	6,209.3	6,225.4	5,680.1	5,338.1	4,409.0	4,874.8	4,492.2	4,240.9	5,105.8	4,946.5
7.1. Realised profits	5,802.9	5,897.2	5,391.7	4,857.4	4,073.9	4,592.5	4,183.3	3,900.9	4,743.9	4,445.5
7.2. Unrealised losses	406.4	328.2	288.3	480.7	335.1	282.3	308.9	340.0	361.9	501.0
TOTAL OWNER'S EQUITY AND LIABILITIES (440=300+400)	49,866.1	47,964.7	51,628.9	56,060.6	47,918.5	50,090.4	44,294.8	43,296.4	45,153.5	41,347.1

Item	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
1. Profit before tax	1,105.5	681.3	376.6	1,165.2	488.2	478.1	275.3	620.1	426.1	766.9
2. Adjustments for	-423.6	-22.2	-172.9	-134.2	185.7	-225.1	407.1	-265.4	-225.4	-261.5
- Depreciation and amortization	14.0	15.6	14.0	17.8	17.0	15.9	16.6	15.4	14.2	13.7
- (Reversal of provisions)/provisions	-341.8	-8.3	-47.6	24.7	284.0	-1.4	138.2	-7.4	-13.5	-16.8
- Loss/(profits) from other investing activities	—	—	-0.0	-0.0	-1.6	-2.4	0.0	-0.1	-0.0	—
- Interest expense	351.2	347.8	336.2	299.5	256.3	223.2	181.9	173.3	154.4	157.9
- Accrued interest income	-447.0	-377.3	-475.5	-476.1	-370.0	-460.3	70.5	-446.5	-380.5	-416.2
3. Add non-cash expenses	345.6	302.6	327.6	277.6	275.3	192.4	173.0	180.9	405.1	48.3
- Loss from revaluation losses of FVTPL financial assets	345.6	302.6	327.6	277.6	279.5	192.4	171.3	182.1	405.1	48.3
4. Less non-cash income	-443.3	-352.4	-87.1	-459.5	-345.6	-159.1	-132.3	-154.7	-231.2	-185.3
- Gains from revaluation gains of FVTPL financial assets	-443.3	-352.4	-87.1	-459.5	-345.6	-159.1	-132.3	-154.7	-231.2	-185.3
5. Changes of assets and liabilities	-3,940.7	4,099.8	4,300.8	-8,449.4	4,910.7	-5,776.3	-288.2	-2,267.5	-3,803.5	486.9
- Increase/decrease in FVTPL financial assets	-3,568.3	3,923.3	1,849.5	-3,731.6	5,511.9	-1,671.1	-122.2	-3,336.5	-4,853.3	424.6
- Increase/decrease in held to maturity investments	-196.6	-1,459.3	1,926.9	-518.0	-1,077.2	-3,329.0	-681.0	681.7	2,338.3	-265.8
- Increase/decrease in loan	-175.8	1,635.9	524.4	-4,199.8	476.0	-776.2	515.0	387.4	-1,288.4	328.1
6. Operating profit before changes in working capital	-3,356.6	4,709.1	4,745.0	-7,600.3	5,514.3	-5,490.0	434.9	-1,886.6	-3,429.0	855.3
Increase/decrease in receiables sale of financial assets	1,840.7	-296.6	325.0	-461.1	-2,106.5	486.0	-546.8	323.1	-121.1	-188.7
Increase/decrease in receiables interest of financial assets	688.3	330.1	705.1	359.2	346.3	270.2	-58.2	399.4	351.3	224.2
Increase/decrease in service related receivables	-29.0	7.1	-98.5	-7.3	-60.7	2.4	-43.4	—	—	—
Increases/decreases in other receivables	258.5	-248.8	158.7	13.6	40.8	-131.8	94.2	946.6	-1,007.0	-54.5
Increase/decrease in other assets	-0.1	-2.0	-0.3	-0.7	-20.3	-1.0	-1.8	289.1	727.9	-1,012.4
- Increase/(decrease) in payables (other than interest, corporate income tax)	-1.3	0.1	2.1	-4.9	-11.6	17.6	-2.6	-1.8	-76.6	79.4
- (Increase)/decrease in prepaid expenses	8.8	-11.6	-0.1	-6.6	-20.0	14.2	-14.8	-12.8	-6.2	3.8
- Corporate income tax paid	-50.0	-386.0	-5.0	-50.0	-50.0	-200.0	0.0	-92.7	-181.3	-112.0
- Interest paid	-378.7	-315.7	-301.5	-311.7	-264.1	-228.5	-162.5	-165.8	-188.7	-241.1
Increases/decreaese in trade payables	-2.3	-33.1	-2.8	-4.2	0.8	-24.0	25.5	5.6	-4.7	-60.3
Increases/decreases in employee welfare payables	-1.7	-1.5	0.5	0.5	0.0	0.3	-0.0	-0.0	-9.9	9.8
Increases/decreases in tax and other payables to the State Budget	21.1	-3.9	-16.6	23.9	10.1	-5.5	-31.3	14.1	10.0	-4.2
Increases/dcreases in payable to employees	-13.1	33.5	-38.3	12.4	2.6	29.4	-34.1	-1.1	1.5	16.9
Increases/dcreases in other payables	241.1	305.9	-1,528.6	1,893.9	-603.6	213.1	-333.1	-3,438.7	483.7	1,204.9
- Other receipts from operating activities	0.2	—	705.0	0.2	0.3	80.1	—	—	—	—
- Other payments for operating activities	-8.8	-1.1	-284.1	-32.1	-201.2	-234.9	13.5	-93.6	-2.6	-1.5
Net cash flows from securities trading activities	-783.0	4,085.6	4,365.7	-6,175.3	2,577.1	-5,202.6	-660.6	-3,715.2	-3,452.6	719.6
1. Payment for fixed assets, constructions and other long-term assets	-12.5	-7.8	-4.7	-9.7	-15.2	-16.1	-0.7	-17.6	-18.5	-1.8
2. Proceeds from disposals of fixed assets and other long-term assets	—	—	0.0	0.0	0.0	—	0.1	—	—	0.0
5. Payments for investment in other entities	—	—	-1.4	0.0	0.0	-10.5	0.0	0.0	-78.4	-1.0
6. Collections on investment in other entities	—	—	0.0	50.5	47.0	23.0	0.0	2.1	1.4	—
Net cash flows from investing activities	-12.5	-7.8	-6.1	40.8	31.9	-3.6	-0.5	-15.5	-95.5	-2.7
1. Receipts from equity issue and owner's capital contribution VND per share	—	—	—	—	—	—	0.00	2,435,536,820,000.00	—	—
3. Short-term and long-term borrowings	8,622.5	3,332.1	8,271.1	39,596.8	38,003.2	7,306.4	72,932.7	5,347.2	5,386.0	15,253.3
3.2. Other borrowings	8,622.5	3,332.1	8,271.1	39,596.8	38,003.2	7,306.4	72,932.7	5,347.2	5,386.0	15,253.3
4. Principal repayments	-7,166.1	-7,606.0	-11,610.5	-33,686.1	-40,002.6	-2,004.0	-71,846.9	-5,941.6	-2,095.2	-17,467.7
4.3. Other principal repayments	-7,166.1	-7,606.0	-11,610.5	-33,686.1	-40,002.6	-2,004.0	-71,846.9	-5,941.6	-2,095.2	-17,467.7
6. Dividends paid, profits distributed to owners	-761.1	—	0.0	-761.1	—	—	0.0	-761.1	—	—
Net cash flows from financing activities	695.2	-4,273.9	-3,339.4	5,149.5	-1,999.4	5,302.4	1,085.8	1,080.0	3,290.8	-2,214.3
IV. Net cash flows during the period	-100.3	-196.1	1,020.2	-985.0	609.6	96.2	424.6	-2,650.7	-257.3	-1,497.5
V. Cash and cash equivalents at begingning of the period	1,426.1	1,622.1	602.0	1,586.9	977.4	881.2	456.6	3,107.2	3,364.5	4,862.0
- Cash equivalents	—	—	0.0	—	-4.2	—	—	-1.2	—	—
Cash and cash equivalents at end of period	1,325.7	1,426.1	1,622.1	602.0	1,586.9	977.4	881.2	456.6	3,107.2	3,364.5
1. Proceeds from sale of brokerage securities to customers	60,991.2	91,153.0	91,504.5	146,801.9	77,943.2	53,653.2	41,484.1	55,904.1	106,396.4	95,802.2
2. Money spent on buying brokerage securities for customers	-63,197.7	-91,760.1	-95,904.6	-145,435.9	-75,367.2	-52,441.6	-43,095.2	-50,042.4	-106,396.0	-95,802.2
9. Receive deposits to pay for securities transactions of customers	104,541.3	120,426.8	135,381.6	146,184.9	83,443.6	63,041.7	805,857.7	-4,349.3	478.1	-877.2
10. Margin deposit of investors at VSD	-38.2	-15.9	-20.8	50.0	41.0	10.0	-87.3	—	—	—
11. Payment for customers' securities transactions	-105,217.0	-119,367.9	-134,085.5	-145,704.6	-84,138.3	-62,901.4	-806,204.3	—	—	—
14. Payment of customers' securities depository fees	-5.5	-5.7	-5.2	-6.8	-5.3	-5.0	-22.5	—	—	—
17. Proceeds from Securities Issuers	—	525.4	805.1	948.2	1,151.7	304.5	-2,587.2	2,288.1	3,201.3	1,543.8
18. Payments to Securities Issuers	—	-525.4	-805.1	-948.2	-1,166.8	-289.5	2,681.5	-2,367.4	-3,511.9	-1,248.5
Increase / decrease of net money during the period	-2,925.9	430.1	-3,130.0	1,889.5	1,901.8	1,372.1	-1,973.1	1,433.1	167.9	-581.9
II. Cash and cash equivalents at the beginning of the period of the customer	7,876.4	7,446.3	10,576.2	8,686.8	6,784.9	5,412.9	7,386.0	5,952.9	5,785.0	6,366.9
-Cash deposit for securities transactions for customers	0.0	1,964.3	—	—	—	—	—	—	—	—
-Securities clearing and settlement deposits	0.0	0.1	—	—	—	—	—	—	—	—
-Deposits from issuing organizations	0.0	0.2	—	—	—	—	—	—	—	—
III. Cash and cash equivalents at the end of the period of the customer	4,950.5	7,876.4	7,446.3	10,576.2	8,686.8	6,784.9	5,412.9	7,386.0	5,952.9	5,785.0
-Cash deposit for securities transactions for customers	-880.7	1,939.6	—	—	—	—	—	—	—	—
-Securities clearing and settlement deposits	-58.9	60.5	—	—	—	—	—	—	—	—
-Deposits from issuing organizations	177.3	0.2	—	—	—	—	—	—	—	—

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