The financial statements of SHS

Income statement, balance sheet and cash flow, by quarter and by year. Unit: VND billion, unless a line states otherwise.

Item	2025	2024
1.1. Gains from financial assets at fair value through profit or loss (FVTPL)	2,410.6	1,155.3
a. Realised gains on disposals of FVTPL financial assets	1,049.3	742.2
b. Gains from revaluation of FVTPL financial assets	1,130.1	186.6
c. Dividends and interest income from FVTPL financial assets	231.1	226.4
1.2. Gains from held to maturity investments	0.5	12.7
1.3. Interest income from loans and receivables	778.6	497.7
1.4. Gains from available-for-sale financial assets (AFS)	29.7	26.8
1.6. Revenue from brokerage services	360.4	238.0
1.7. Revenue from share issue guarantee and agency activities	2.6	8.8
1.8. Revenue from investment advisory services	61.6	36.0
1.10. Revenue from securities custody services	16.3	13.6
1.11. Other revenue	8.3	2.5
Revenue from securities business (01->11)	3,668.5	1,991.3
Net sales	3,668.5	1,991.3
2.1. Loss from financial assets at fair value through profit or loss (FVTPL)	940.8	233.5
a. Loss from disposals of financial assets at FVTPL	514.1	131.7
b. Loss from revaluation of financial assets at FVTPL	422.8	98.8
c. Transaction cost of acquisition of financial assets at FVTPL	4.0	3.0
(Reversal)/provision expenses for diminution in value and impairment of financial assets and doubtful debts and borrowing costs of loans	175.4	1.2
2.6. Expenses for proprietary trading activities	31.8	36.9
2.7. Expenses for brokerage services	320.0	203.6
2.8. Expenses for underwriting and issurance agency services	5.5	7.7
2.9. Expenses for financial advisory services	21.4	19.4
2.11. Expenses for secutiries custodian services	12.8	11.3
2.12. Other expenses	71.3	52.4
Operating expenses (21->33)	1,579.0	566.0
Gross profit	2,089.6	1,425.3
3.2. Dividends, interest income from demand deposits	5.1	3.6
Total financial income (41->44)	5.1	3.6
4.2. Borrowing costs	280.3	63.2
4.4. Other investment expenses	1.6	—
Total financial expenses (51->54)	281.9	63.2
VI. General and Administrative expenses	163.4	129.1
VII. Net profit from securities business (20+50-40-60-61-62)	1,649.3	1,236.5
8.1. Other incomes	0.0	2.7
8.2. Other expenses	0.0	0.0
Other profit (71-72)	0.0	2.7
IX. Profit before tax (70+80)	1,649.4	1,239.3
9.1. Realised profit	942.0	1,151.5
9.2. Unrealised profit	707.3	87.8
CORPORATE INCOME TAX	306.2	223.7
10.1. Current corporate income tax expenses	199.8	206.1
10.2. Deferred income tax expenses	106.4	17.6
XI. Net profit after tax (90-100)	1,343.2	1,015.6
11.1. Profit after tax for shareholders of the parents company	1,343.2	1,015.6
12.2. Gains/Loss from revaluation of availables-for-sale financial assets	851.1	-48.0
Total other comprehensive income	851.1	-48.0
13.1. Earning per share VND per share	1,500.00	1,249.00
Earnings per Share VND per share	1,430.89	1,147.16

Item	2025	2024
A. SHORT-TERM ASSETS (100=110+130)	22,932.7	13,935.1
Short-term financial assets	22,897.3	13,893.1
1. Cash and cash equivalents	887.6	680.8
1.1. Cash	887.6	680.8
2. Financial assets at fair value through profit or loss (FVTPL)	11,291.6	8,144.4
4. Loans	9,097.7	4,186.9
5. Available-for-sale financial assets (AFS)	1,536.3	612.6
7. Short-term receivables	181.8	275.4
7.1. Receivables from disposal of financial assets	3.8	171.1
7.2. Receivables and accruals from dividends and interest income	178.0	104.3
7.2.1. Due dividend and interest receivables	178.0	104.3
Prepayments to suppliers	4.1	1.2
9. Service related receivable	453.3	498.8
12. Other receivables	9.3	—
13. Provision for doubtful debts	-564.4	-507.0
II. Other short-term assets	35.4	41.9
1. Advances	21.7	38.4
2. Office supplies, tools	0.1	0.1
3. Short-term prepayments	13.5	3.4
4. Pledged assets, mortgages, security deposits in short term	—	0.0
5. Other short-term assets	0.1	0.1
B. LONG-TERM ASSETS (200=210+220+240+250-260)	99.2	92.6
II. Fixed assets	35.2	29.9
1. Tangible fixed assets	13.3	9.0
- Cost	57.5	47.0
- Accumulated depreciation	-44.2	-38.0
3. Intangible fixed assets	21.9	20.9
- Cost	57.3	50.4
- Accumulated depreciation	-35.3	-29.5
IV. Construction in progress	6.5	2.7
V. Other long-term assets	57.5	60.1
1. Pledged assets, mortgages, security deposits in long term	7.8	22.8
2. Long-term prepayments	19.7	7.3
4. Payment for Settlement Assistance Fund	20.0	20.0
5. Other long-term assets	—	10.0
6. Goodwill	10.0	—
TOTAL ASSETS (270=100+200)	23,031.9	14,027.7
A. LIABILITIES (300=310+340)	10,429.6	2,816.5
I. Short -term liabilities	10,232.5	2,725.8
1. Short-term borrowings	8,220.0	2,141.0
1.1. Short-term borrowings	8,220.0	2,141.0
4. Short-term bonds	1,130.0	—
6. Payables to securities trading activities	14.3	0.1
8. Trade accounts payable	452.9	298.5
9. Advances from customers	2.7	2.0
10. Taxes and other payables to state authorities	142.2	101.0
11. Payable to employees	79.0	54.5
12. Employee welfare payables	3.2	2.6
13. Accrued expenses	81.5	32.8
16. Short-term deposits, collateral received	5.0	0.0
17. Other payables	13.2	7.8
19. Bonus and welfare fund	88.4	85.5
II. Long-term liabilities	197.1	90.7
14. Deferred income tax liabilities	197.1	90.7
B. OWNER'S EQUITY (400=410+420)	12,602.3	11,211.2
I. Owner's equity	12,602.3	11,211.2
1. Investment capital from owners	9,387.0	8,853.3
1.1. Capital from owners	8,994.6	8,131.6
a. Common stock VND per share	8,994,622,200,000.00	8,131,567,480,000.00
1.2. Share premium	392.4	721.8
2. Assets revaluation differences	754.4	-96.7
4. Supplementary capital reserve	—	77.1
7. Undistributed earnings after tax	2,460.9	2,377.4
7.1. Realised profits	1,497.1	2,014.5
7.2. Unrealised losses	963.8	362.9
TOTAL OWNER'S EQUITY AND LIABILITIES (440=300+400)	23,031.9	14,027.7

Item	2025	2024
1. Profit before tax	1,649.4	1,239.3
2. Adjustments for	520.0	107.2
- Depreciation and amortization	12.0	8.3
- (Reversal of provisions)/provisions	232.8	39.3
- Loss/(profits) from other investing activities	-5.1	-3.6
- Interest expense	280.3	63.2
3. Add non-cash expenses	422.8	98.8
- Loss from revaluation losses of FVTPL financial assets	422.8	98.8
4. Less non-cash income	-1,130.1	-186.6
- Gains from revaluation gains of FVTPL financial assets	-1,130.1	-186.6
5. Changes of assets and liabilities	-7,598.7	-3,376.2
- Increase/decrease in FVTPL financial assets	-2,439.9	-3,024.4
- Increase/decrease in held to maturity investments	-4,910.8	—
- Increase/decrease in loan	—	-351.8
- Increase/decrease in AFS financial assets	-248.0	—
6. Operating profit before changes in working capital	-6,136.6	-2,117.5
Increase/decrease in receiables sale of financial assets	167.3	-171.1
Increase/decrease in receiables interest of financial assets	-73.7	-1.2
Increase/decrease in service related receivables	46.2	862.4
Increases/decreases in other receivables	-9.3	—
Increase/decrease in other assets	31.7	-55.8
- Increase/(decrease) in payables (other than interest, corporate income tax)	6.1	3.7
- (Increase)/decrease in prepaid expenses	-22.5	12.3
- Corporate income tax paid	-169.8	-140.2
- Interest paid	-237.6	-58.6
Increases/decreaese in trade payables	151.6	295.8
Increases/decreases in employee welfare payables	0.6	0.7
Increases/decreases in tax and other payables to the State Budget	11.3	-9.2
Increases/dcreases in payable to employees	24.5	25.9
Increases/dcreases in other payables	24.6	-11.3
- Other payments for operating activities	-37.1	-39.5
Net cash flows from securities trading activities	-6,222.9	-1,403.6
1. Payment for fixed assets, constructions and other long-term assets	-21.2	-20.1
7. Dividends, interest and profit received	5.1	3.6
Net cash flows from investing activities	-16.1	-16.5
1. Receipts from equity issue and owner's capital contribution VND per share	50,000,000,000.00	—
3. Short-term and long-term borrowings	28,629.0	6,810.0
3.2. Other borrowings	28,629.0	6,810.0
4. Principal repayments	-21,420.0	-5,561.0
4.3. Other principal repayments	-21,420.0	-5,561.0
6. Dividends paid, profits distributed to owners	-813.2	-0.0
Net cash flows from financing activities	6,445.8	1,249.0
IV. Net cash flows during the period	206.9	-171.1
V. Cash and cash equivalents at begingning of the period	680.8	851.9
Cash at bank	680.8	851.9
- Cash at bank for securities company activities	680.8	851.9
Cash and cash equivalents at end of period	887.6	680.8
Cash at bank	887.6	680.8
- Cash at bank for securities company activities	887.6	680.8
1. Proceeds from sale of brokerage securities to customers	242,392.2	156,585.8
2. Money spent on buying brokerage securities for customers	-225,499.5	-170,710.4
9. Receive deposits to pay for securities transactions of customers	-16,115.5	14,125.5
14. Payment of customers' securities depository fees	-10.4	-11.7
17. Proceeds from Securities Issuers	9,700.3	16,139.3
18. Payments to Securities Issuers	-9,700.3	-17,589.4
Increase / decrease of net money during the period	766.7	-1,460.9
II. Cash and cash equivalents at the beginning of the period of the customer	719.3	2,180.2
Cash at bank	719.3	2,180.2
-Deposits of investors on securities transactions under the Securities Company management method	493.3	430.0
-Cash deposit for securities transactions for customers	226.0	300.0
-Deposits from issuing organizations	0.1	1,450.2
III. Cash and cash equivalents at the end of the period of the customer	1,486.0	719.3
Cash at bank	1,486.0	719.3
-Deposits of investors on securities transactions under the Securities Company management method	810.1	493.3
-Cash deposit for securities transactions for customers	656.6	226.0
-Securities clearing and settlement deposits	19.3	—
-Deposits from issuing organizations	0.1	0.1

Item	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
1.1. Gains from financial assets at fair value through profit or loss (FVTPL)	-32.3	181.5	1,228.7	394.1	417.2	369.2	348.6	61.9	376.0	368.7
a. Realised gains on disposals of FVTPL financial assets	694.4	392.1	161.3	493.1	154.4	240.6	186.8	137.8	264.7	152.9
b. Gains from revaluation of FVTPL financial assets	-825.0	-352.7	1,002.0	-154.6	187.0	94.3	83.4	-148.7	78.6	173.3
c. Dividends and interest income from FVTPL financial assets	98.4	142.1	65.4	55.6	75.7	34.3	78.4	72.8	32.7	42.4
1.2. Gains from held to maturity investments	0.8	—	—	—	—	0.5	3.2	6.4	3.1	—
1.3. Interest income from loans and receivables	319.0	269.7	242.1	255.8	152.7	128.0	125.4	110.4	141.5	120.5
1.4. Gains from available-for-sale financial assets (AFS)	—	—	—	—	29.7	—	—	26.8	—	—
1.6. Revenue from brokerage services	84.4	97.0	99.6	137.4	71.4	52.0	53.6	49.2	67.3	67.9
1.7. Revenue from share issue guarantee and agency activities	0.9	0.8	2.1	0.1	—	0.5	0.1	5.9	2.7	—
1.8. Revenue from investment advisory services	68.4	5.8	16.0	19.6	18.4	7.5	16.3	11.3	4.9	3.6
1.10. Revenue from securities custody services	3.5	3.5	3.6	5.3	3.7	3.6	3.4	3.0	3.4	3.7
1.11. Other revenue	5.7	6.5	3.7	3.6	0.9	0.1	0.7	1.2	0.5	0.2
Revenue from securities business (01->11)	450.3	564.7	1,595.8	815.9	693.9	561.5	551.2	276.1	599.4	564.6
Net sales	450.3	564.7	1,595.8	815.9	693.9	561.5	551.2	276.1	599.4	564.6
2.1. Loss from financial assets at fair value through profit or loss (FVTPL)	61.7	4.2	739.0	-4.0	83.8	120.6	108.1	106.7	44.9	-26.1
a. Loss from disposals of financial assets at FVTPL	63.6	398.9	191.3	66.4	102.3	154.0	90.7	21.1	16.1	3.8
b. Loss from revaluation of financial assets at FVTPL	-3.2	-395.4	546.4	-71.2	-19.4	-34.4	16.1	85.1	28.1	-30.6
c. Transaction cost of acquisition of financial assets at FVTPL	1.3	0.7	1.2	0.8	0.9	1.0	1.2	0.5	0.7	0.6
2.4. Selling loss available-for-sale financial assets (AFS)	—	—	175.4	—	—	—	—	—	—	—
(Reversal)/provision expenses for diminution in value and impairment of financial assets and doubtful debts and borrowing costs of loans	—	—	0.5	0.3	0.4	0.1	0.2	0.3	0.1	0.7
2.6. Expenses for proprietary trading activities	3.5	4.0	7.7	4.8	3.4	3.9	24.9	5.5	2.9	4.1
2.7. Expenses for brokerage services	94.8	69.7	104.6	109.8	59.1	45.3	51.6	41.3	53.0	57.9
2.8. Expenses for underwriting and issurance agency services	1.3	1.6	2.8	1.5	0.4	0.8	2.9	1.4	1.7	2.5
2.9. Expenses for financial advisory services	22.3	2.5	9.0	5.3	3.7	3.4	7.0	3.3	4.0	5.4
2.11. Expenses for secutiries custodian services	3.5	3.4	3.5	3.3	3.1	2.9	2.9	2.8	2.8	2.8
2.12. Other expenses	-39.7	6.5	67.3	-0.9	2.2	2.8	5.0	2.0	18.8	26.8
Operating expenses (21->33)	147.3	91.9	1,109.8	120.1	156.0	179.7	202.6	163.2	128.2	74.1
Gross profit	303.0	472.8	486.0	695.8	537.9	381.9	348.6	112.9	471.2	490.4
3.2. Dividends, interest income from demand deposits	1.0	1.1	2.3	1.4	0.9	0.5	1.7	0.6	0.7	0.6
Total financial income (41->44)	1.0	1.1	2.3	1.4	0.9	0.5	1.7	0.6	0.7	0.6
4.2. Borrowing costs	196.1	165.1	129.5	71.7	52.5	26.6	23.6	14.6	13.5	11.5
4.4. Other investment expenses	—	0.5	1.0	0.6	—	—	—	—	—	—
Total financial expenses (51->54)	196.1	165.6	130.5	72.3	52.5	26.6	23.6	14.6	13.5	11.5
VI. General and Administrative expenses	18.2	28.4	86.2	34.5	23.3	30.1	45.7	23.4	26.7	35.8
VII. Net profit from securities business (20+50-40-60-61-62)	89.7	280.0	271.5	590.4	463.0	325.7	281.0	75.5	431.7	443.7
8.1. Other incomes	0.0	0.0	0.0	0.0	0.0	0.0	0.9	-1.4	3.1	0.1
8.2. Other expenses	0.0	0.0	0.0	0.0	—	0.0	—	—	0.0	—
Other profit (71-72)	-0.0	-0.0	0.0	0.0	0.0	0.0	0.9	-1.4	3.1	0.1
IX. Profit before tax (70+80)	89.7	280.0	271.5	590.4	463.0	325.7	281.9	74.0	434.9	443.9
9.1. Realised profit	911.6	237.2	-184.0	673.8	256.5	197.0	214.7	307.9	384.4	240.0
9.2. Unrealised profit	-821.8	42.8	455.5	-83.4	206.5	128.7	67.2	-233.9	50.5	203.9
CORPORATE INCOME TAX	13.9	48.2	50.0	112.6	80.2	62.9	49.4	5.1	80.7	87.6
10.1. Current corporate income tax expenses	178.3	43.6	-6.0	129.3	38.9	37.2	36.0	51.8	70.6	46.8
10.2. Deferred income tax expenses	-164.4	4.6	56.0	-16.7	41.3	25.7	13.4	-46.8	10.1	40.8
XI. Net profit after tax (90-100)	75.8	231.8	221.5	477.8	382.7	262.8	232.5	69.0	354.2	356.3
11.1. Profit after tax for shareholders of the parents company	75.8	231.8	221.5	477.8	382.7	262.8	232.5	69.0	354.2	356.3
12.2. Gains/Loss from revaluation of availables-for-sale financial assets	-227.5	-98.2	154.1	374.9	18.0	163.3	-47.6	-31.8	-9.6	41.0
13.1. Earning per share VND per share	84.00	258.00	246.00	534.00	471.00	323.00	286.00	85.00	436.00	438.00
Earnings per Share VND per share	80.72	246.96	235.93	511.75	409.92	296.78	262.58	77.93	400.03	402.45

Item	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
A. SHORT-TERM ASSETS (100=110+130)	27,459.4	22,268.8	22,932.7	20,194.4	17,236.1	15,166.6	13,936.1	12,853.5	12,194.5	11,856.9
Short-term financial assets	27,432.9	22,238.0	22,897.3	20,152.5	17,209.8	15,125.1	13,894.1	12,809.0	12,149.8	11,807.7
1. Cash and cash equivalents	958.4	586.5	887.6	664.8	791.0	660.0	680.8	440.5	1,637.3	422.7
1.1. Cash	958.4	586.5	887.6	664.8	791.0	660.0	680.8	440.5	1,637.3	422.7
2. Financial assets at fair value through profit or loss (FVTPL)	11,333.7	9,541.6	11,291.6	9,019.9	9,174.3	8,804.6	8,144.4	6,902.1	5,041.8	5,333.0
3. Held to maturity investments (HTM)	749.8	—	—	—	—	—	—	800.0	1,000.0	—
4. Loans	11,722.1	10,502.3	9,097.7	9,136.7	6,268.4	4,643.6	4,186.9	3,881.2	3,622.2	4,428.5
5. Available-for-sale financial assets (AFS)	1,418.0	1,443.9	1,536.3	1,168.8	793.9	775.9	612.6	660.2	692.0	701.6
7. Short-term receivables	589.1	265.1	181.8	149.7	179.8	151.5	275.5	120.5	159.1	67.2
7.1. Receivables from disposal of financial assets	289.5	35.9	3.8	18.5	21.6	67.2	171.4	20.5	74.4	—
7.2. Receivables and accruals from dividends and interest income	299.6	229.2	178.0	131.3	158.2	84.4	104.1	100.0	84.7	67.2
7.2.1. Due dividend and interest receivables	299.6	229.2	—	131.3	158.2	84.4	104.1	100.0	84.7	67.2
7.2.2. Undue dividend and interest receivables	—	—	178.0	—	—	—	—	—	—	—
Prepayments to suppliers	8.9	3.7	4.1	17.7	13.6	7.2	0.9	2.6	4.2	201.7
9. Service related receivable	457.0	454.3	453.2	453.8	496.5	497.6	499.7	499.4	500.3	1,160.7
12. Other receivables	712.9	7.2	9.3	44.4	0.0	92.2	0.3	9.7	—	45.3
13. Provision for doubtful debts	-517.0	-566.6	-564.4	-503.3	-507.6	-507.5	-507.0	-507.1	-507.1	-552.8
II. Other short-term assets	26.5	30.9	35.4	41.9	26.2	41.5	41.9	44.5	44.7	49.2
1. Advances	21.8	21.8	21.7	22.7	22.7	38.5	38.4	40.5	40.5	45.0
2. Office supplies, tools	0.3	0.3	0.1	0.1	0.1	0.2	0.1	0.1	0.2	0.2
3. Short-term prepayments	3.5	8.7	13.5	19.0	3.3	2.7	3.4	3.8	4.0	3.8
4. Pledged assets, mortgages, security deposits in short term	—	—	—	—	—	—	0.0	0.0	0.0	0.0
5. Other short-term assets	—	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1	0.1
B. LONG-TERM ASSETS (200=210+220+240+250-260)	107.6	98.6	99.2	79.5	92.1	91.3	92.6	65.5	67.8	68.4
II. Fixed assets	30.3	32.4	35.2	31.9	30.7	32.0	29.9	18.5	11.3	9.4
1. Tangible fixed assets	11.7	12.2	13.3	12.6	12.4	12.5	9.0	3.6	4.7	6.1
- Cost	54.8	53.8	—	—	—	—	—	—	—	—
- Accumulated depreciation	-43.1	-41.6	—	—	—	—	—	—	—	—
3. Intangible fixed assets	18.5	20.2	21.9	19.3	18.3	19.6	20.9	14.9	6.5	3.3
- Cost	56.6	56.6	—	—	—	—	—	—	—	—
- Accumulated depreciation	-38.1	-36.4	—	—	—	—	—	—	—	—
IV. Construction in progress	21.0	10.2	6.5	2.2	2.7	2.7	2.7	4.0	10.9	10.7
V. Other long-term assets	56.3	56.0	57.5	45.4	58.7	56.6	60.1	42.9	45.6	48.3
1. Pledged assets, mortgages, security deposits in long term	7.6	7.6	7.8	9.4	24.9	22.8	22.8	2.8	2.8	2.6
2. Long-term prepayments	18.7	18.4	19.7	6.1	3.8	3.8	7.3	10.1	12.8	15.7
4. Payment for Settlement Assistance Fund	20.0	20.0	20.0	20.0	20.0	20.0	20.0	20.0	20.0	20.0
5. Other long-term assets	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0	10.0
TOTAL ASSETS (270=100+200)	27,567.0	22,367.4	23,031.8	20,273.9	17,328.1	15,257.9	14,028.7	12,919.0	12,262.3	11,925.3
A. LIABILITIES (300=310+340)	15,022.7	9,631.5	10,428.0	8,236.4	6,143.4	3,620.8	2,821.2	1,896.4	1,276.9	1,264.5
I. Short -term liabilities	14,985.4	9,429.8	10,230.8	8,095.3	5,985.6	3,504.3	2,729.2	1,818.8	1,152.9	1,150.5
1. Short-term borrowings	13,473.7	7,482.0	8,220.0	6,775.0	4,837.0	3,034.0	2,141.0	1,585.0	896.0	846.0
1.1. Short-term borrowings	13,473.7	7,482.0	8,220.0	6,775.0	4,837.0	3,034.0	2,141.0	1,585.0	896.0	846.0
4. Short-term bonds	1,022.0	1,030.0	1,130.0	550.0	—	—	—	—	—	—
6. Payables to securities trading activities	3.2	23.4	14.3	0.4	0.4	0.0	0.1	0.0	4.2	101.5
8. Trade accounts payable	25.2	630.8	452.9	29.6	91.1	298.1	3.4	0.9	1.1	0.6
9. Advances from customers	2.6	3.0	2.6	2.3	2.6	2.6	296.8	25.4	5.0	1.7
10. Taxes and other payables to state authorities	201.0	60.2	144.6	150.4	77.9	47.2	100.0	61.1	85.6	60.5
11. Payable to employees	10.7	10.7	75.1	22.9	7.4	7.1	58.9	23.1	29.1	22.4
12. Employee welfare payables	3.6	3.4	3.2	3.1	2.9	2.7	2.6	2.4	2.3	2.1
13. Accrued expenses	99.2	80.9	81.7	43.4	41.1	33.8	33.0	25.3	22.2	25.5
16. Short-term deposits, collateral received	5.0	5.0	5.0	355.0	0.0	0.0	0.0	0.0	0.0	0.0
17. Other payables	16.0	16.9	13.2	67.5	828.4	12.2	7.8	7.4	8.5	11.1
19. Bonus and welfare fund	123.1	83.6	88.2	95.8	96.7	66.5	85.5	88.1	98.8	79.0
II. Long-term liabilities	37.3	201.7	197.1	141.1	157.8	116.5	92.0	77.6	124.1	114.0
9. Unearned revenue	—	—	—	—	—	—	1.3	0.3	—	—
14. Deferred income tax liabilities	37.3	201.7	197.1	141.1	157.8	116.5	90.7	77.3	124.0	113.9
B. OWNER'S EQUITY (400=410+420)	12,544.2	12,735.9	12,603.9	12,037.5	11,184.8	11,637.2	11,207.5	11,022.6	10,985.3	10,660.8
I. Owner's equity	12,544.2	12,735.9	12,603.9	12,037.5	11,184.8	11,637.2	11,207.5	11,022.6	10,985.3	10,660.8
1. Investment capital from owners	9,387.0	9,387.0	9,387.0	9,337.0	9,337.0	8,853.3	8,853.3	8,853.3	8,853.3	8,853.3
1.1. Capital from owners	8,994.6	8,994.6	8,994.6	8,944.6	8,944.6	8,131.6	8,131.6	8,131.6	8,131.6	8,131.6
a. Common stock VND per share	8,994,622,200,000.00	8,994,622,200,000.00	8,994,622,200,000.00	8,944,622,200,000.00	8,944,622,200,000.00	8,131,567,480,000.00	8,131,567,480,000.00	8,131,567,480,000.00	8,131,567,480,000.00	8,131,567,480,000.00
1.2. Share premium	392.4	392.4	392.4	392.4	392.4	721.8	721.8	721.8	721.8	721.8
2. Assets revaluation differences	428.8	656.2	754.4	459.5	84.6	66.6	-96.7	-49.1	-17.4	-7.7
4. Supplementary capital reserve	—	—	—	—	—	77.1	77.1	77.1	77.1	77.1
7. Undistributed earnings after tax	2,728.5	2,692.7	2,462.5	2,241.0	1,763.2	2,640.1	2,373.7	2,141.2	2,072.2	1,738.1
7.1. Realised profits	2,383.9	1,690.7	1,498.7	1,676.7	1,132.2	2,174.3	2,010.8	1,832.1	1,576.1	1,282.3
7.2. Unrealised losses	344.5	1,002.0	963.8	564.3	631.0	465.8	362.9	309.1	496.2	455.8
TOTAL OWNER'S EQUITY AND LIABILITIES (440=300+400)	27,567.0	22,367.4	23,031.8	20,273.9	17,328.1	15,257.9	14,028.7	12,919.0	12,262.3	11,925.3

Item	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
1. Profit before tax	89.7	280.0	270.3	590.4	463.0	325.7	286.5	74.0	434.9	443.9
2. Adjustments for	157.6	160.6	367.1	69.0	54.6	29.3	86.6	-46.5	31.4	35.6
- Depreciation and amortization	12.1	-5.7	3.4	2.9	2.9	2.8	2.5	1.8	2.0	1.9
- (Reversal of provisions)/provisions	-49.6	2.3	236.4	-4.2	0.1	0.5	62.2	-62.3	16.6	22.8
- Loss/(profits) from other investing activities	-1.1	-1.1	-2.3	-1.4	-0.9	-0.5	-1.7	-0.6	-0.7	-0.6
- Interest expense	196.1	165.1	129.5	71.7	52.5	26.6	23.6	14.6	13.5	11.5
3. Add non-cash expenses	-3.2	-395.4	547.8	-71.2	-19.4	-34.4	16.1	134.2	-20.9	-30.6
- Loss from revaluation losses of FVTPL financial assets	-3.2	-395.4	547.8	-71.2	-19.4	-34.4	16.1	134.2	-20.9	-30.6
4. Less non-cash income	825.0	352.7	-1,003.4	154.6	-187.0	-94.3	-83.4	99.7	-29.6	-173.3
- Gains from revaluation gains of FVTPL financial assets	825.0	352.7	-1,003.4	154.6	-187.0	-94.3	-83.4	99.7	-29.6	-173.3
5. Changes of assets and liabilities	-4,786.0	382.4	-2,025.2	-2,797.2	-1,788.0	-988.2	-680.7	-2,653.1	647.9	-690.2
- Increase/decrease in FVTPL financial assets	-2,613.9	1,792.7	-1,816.2	71.1	-163.3	-531.5	-1,175.0	-2,094.2	341.6	-96.9
- Increase/decrease in held to maturity investments	-749.8	—	-4,910.8	—	—	—	—	-300.0	-500.0	—
- Increase/decrease in loan	-1,219.8	-1,404.6	—	-2,868.3	-1,624.8	-456.7	-305.7	-259.0	806.3	-593.4
- Increase/decrease in AFS financial assets	-201.5	-5.8	-248.0	—	—	—	—	—	—	—
6. Operating profit before changes in working capital	-3,716.9	780.2	-1,843.4	-2,054.5	-1,476.9	-761.9	-374.8	-2,391.8	1,063.7	-414.6
Increase/decrease in receiables sale of financial assets	-253.6	-32.1	14.7	8.2	40.5	103.9	-174.3	77.6	-74.4	—
Increase/decrease in receiables interest of financial assets	-70.4	-51.2	-46.8	26.9	-73.8	20.0	-4.3	-15.3	-17.5	35.9
Increase/decrease in service related receivables	-3.1	-0.7	0.9	42.4	1.2	1.7	-16.4	14.9	646.4	217.5
Increases/decreases in other receivables	-705.8	2.1	35.1	-44.4	92.2	-92.2	—	35.6	—	-0.3
Increase/decrease in other assets	-0.8	-0.1	2.6	15.4	13.8	-0.2	-17.9	0.0	4.5	-42.4
- Increase/(decrease) in payables (other than interest, corporate income tax)	-1.6	-5.9	6.1	1.4	-0.5	-1.0	4.0	-1.4	-0.2	1.3
- (Increase)/decrease in prepaid expenses	4.9	6.1	-8.2	-17.9	-0.6	4.1	3.2	2.9	2.7	3.5
- Corporate income tax paid	-43.6	-118.7	-5.0	-59.9	-16.2	-88.7	0.0	-70.6	-46.8	-22.8
- Interest paid	-176.3	-159.8	-97.5	-70.8	-44.7	-24.6	-20.2	-10.1	-16.6	-11.8
Increases/decreaese in trade payables	-610.8	178.2	437.0	-70.8	-208.3	-6.3	298.9	1.4	198.0	-202.5
Increases/decreases in employee welfare payables	0.2	0.2	0.1	0.1	0.2	0.1	0.2	0.1	0.2	0.2
Increases/decreases in tax and other payables to the State Budget	6.0	-6.9	2.4	3.2	7.9	-2.2	2.9	-5.7	1.3	-7.7
Increases/dcreases in payable to employees	0.0	-68.3	56.1	15.5	0.3	-47.4	31.5	-6.1	6.7	-6.2
Increases/dcreases in other payables	-21.0	12.7	-390.3	407.2	3.4	4.3	0.2	-4.9	-99.9	93.4
- Other receipts from operating activities	—	—	—	—	—	—	—	-3.2	—	—
- Other payments for operating activities	-0.4	-4.9	-7.3	-0.9	-9.8	-19.0	-5.9	-7.4	-0.2	-25.9
Net cash flows from securities trading activities	-5,592.1	531.0	-1,843.4	-1,798.9	-1,671.3	-909.3	-304.9	-2,384.3	1,668.2	-382.6
1. Payment for fixed assets, constructions and other long-term assets	-20.8	4.8	-11.1	-3.5	-1.6	-5.0	-12.5	-2.2	-4.2	-1.2
2. Proceeds from disposals of fixed assets and other long-term assets	0.0	—	—	—	—	—	—	—	—	—
7. Dividends, interest and profit received	1.0	1.1	2.3	1.4	0.9	0.5	1.7	0.6	0.7	0.6
Net cash flows from investing activities	-19.7	5.9	-8.8	-2.1	-0.7	-4.4	-10.8	-1.6	-3.5	-0.6
1. Receipts from equity issue and owner's capital contribution VND per share	—	—	50,000,000,000.00	—	—	—	—	—	—	—
3. Short-term and long-term borrowings	14,919.7	9,375.0	10,253.0	8,679.0	5,749.0	3,948.0	2,426.0	2,033.0	1,601.0	750.0
3.2. Other borrowings	14,919.7	9,375.0	10,253.0	8,679.0	5,749.0	3,948.0	2,426.0	2,033.0	1,601.0	750.0
4. Principal repayments	-8,936.0	-10,213.0	-8,228.0	-6,191.0	-3,946.0	-3,055.0	-1,870.0	-1,344.0	-1,551.0	-796.0
4.3. Other principal repayments	-8,936.0	-10,213.0	-8,228.0	-6,191.0	-3,946.0	-3,055.0	-1,870.0	-1,344.0	-1,551.0	-796.0
6. Dividends paid, profits distributed to owners	—	—	0.0	-813.1	-0.0	—	0.0	-0.0	-0.0	—
Net cash flows from financing activities	5,983.7	-838.0	2,075.0	1,674.9	1,803.0	893.0	556.0	689.0	50.0	-46.0
IV. Net cash flows during the period	371.8	-301.1	222.8	-126.2	131.0	-20.8	240.3	-1,696.9	1,714.7	-429.2
V. Cash and cash equivalents at begingning of the period	586.5	887.6	664.8	791.0	660.0	680.8	440.5	2,137.3	422.7	851.9
Cash and cash equivalents at end of period	958.4	586.5	887.6	664.8	791.0	660.0	680.8	440.5	2,137.3	422.7
1. Proceeds from sale of brokerage securities to customers	45,604.8	53,700.5	48,496.9	75,744.1	63,430.3	54,720.9	56,757.0	33,166.1	36,578.4	30,084.4
2. Money spent on buying brokerage securities for customers	-43,310.3	-48,188.9	-41,190.6	-74,738.0	-56,588.5	-52,982.5	-54,897.2	-41,478.8	-30,198.8	-44,135.5
9. Receive deposits to pay for securities transactions of customers	-2,277.4	-5,417.1	-7,853.2	-739.4	-5,856.2	-1,666.7	-2,127.7	8,424.7	-6,808.2	14,636.8
14. Payment of customers' securities depository fees	-4.1	-2.2	-2.0	-2.2	-4.7	-1.5	-1.8	-4.0	-5.9	—
17. Proceeds from Securities Issuers	839.9	1,046.7	1,400.8	2,582.5	4,975.8	741.3	1,627.7	9,819.2	2,435.3	2,257.2
18. Payments to Securities Issuers	-839.9	-1,046.7	-1,400.8	-2,582.5	-4,975.8	-741.2	-1,627.7	-9,909.8	-2,352.6	-3,699.4
Increase / decrease of net money during the period	13.0	92.4	-548.7	264.6	980.8	70.1	-269.8	17.4	-348.3	-860.2
II. Cash and cash equivalents at the beginning of the period of the customer	1,578.5	1,486.0	2,034.8	1,770.2	789.4	719.3	989.1	971.7	1,320.0	2,180.2
-Cash deposit for securities transactions for customers	0.0	656.6	—	—	—	—	—	—	—	—
-Securities clearing and settlement deposits	0.0	19.3	—	—	—	—	—	—	—	—
-Deposits from issuing organizations	0.0	0.1	—	—	—	—	—	—	—	—
III. Cash and cash equivalents at the end of the period of the customer	1,591.4	1,578.5	1,486.0	2,034.8	1,770.2	789.4	719.3	989.1	971.7	1,320.0
-Cash deposit for securities transactions for customers	-106.1	731.0	—	—	—	—	—	—	—	—
-Securities clearing and settlement deposits	-233.1	233.1	—	—	—	—	—	—	—	—
-Deposits from issuing organizations	0.0	0.1	—	—	—	—	—	—	—	—

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