On a TTM 2026Q1 basis, SBL posted a very sharp profit drop versus the same period, showing that pressure has clearly fed through to the bottom line. More notably, profit relies heavily on non-core sources while operating cash flow is negative — these two factors together suggest earnings quality needs cautious evaluation.
Revenue TTM
VND 111bn
−19.5%
Net Margin
−0.30%
−1.4pp year on year
ROE
-0.2%
TTM
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